11 Simple Ways to Style Indoor Plants

If you ask us, a plant-filled home is a happy home. When it comes to decorating with plants, there’s no shortage of ideas for making them part of your decor, be it a tall leafy tree in the living room or an array of low light plants and cacti for your office. But knowing what greenery to bring in and how to arrange indoor plants to suit your style and space can be a challenge, especially if you’re a plant beginner.

For starters, choosing the best indoor plants depends on the space you’re decorating, how much light the room gets, whether you want it potted or hung from the ceiling. 

If all that sounds overwhelming, don’t worry. You don’t have to figure all of that out on your own. Head to your local nursery or garden center where you’re picking up your indoor plants and ask an expert there. They’ll be able to show you the best options for your space and walk you through all the plant care tips you need to know.

Before you step foot into the plant store, though, you’ll want to make sure you have a general idea of what you might want for your space. To inspire you, we’ve rounded up 11 vibrant ways to decorate with plants in your home. Take a peek and pick up a few stylish design tips below.

Tablescape of Foliage

No need to stick to pots and vases for your indoor plants. Get creative with a simple dining table centerpiece that’s a mix of greenery and florals. Garland greenery is perfect here.

Decide whether you want to go with real florals, dried varieties, or faux ones. Then, add in candles, votives, and vases and weave your flowers and foliage through these accents for a full and textured look. Make sure your centerpiece runs the length of your table.

The Best Part: It’s great for all seasons, dining table sizes and shapes, and dining spaces big or small. It’s also a gorgeous way to dress up your table for special occasions and holidays.

Raised Focal Point

Turn house plants into a focal point in your bedroom by hanging greenery above the windows. It’s a clever way to add in greenery without it taking up space on your nightstand or dresser top.

Opt for a drapey plant that gives you a full overflowing look when it’s hung up. It will add instant texture and color, and it will give your room a more dynamic look. Round it out with botanical elements, like floral art and pillows, and a few small succulents on your bedside tables.

The Best Part: Indoor plants can enhance the mood as well as set a calming atmosphere in your bedroom. Certain plants, like lavender, rubber plant, dracaena, and the spider plant can purify the air and result in a fresher, cleaner bedroom.

No Green Thumb Needed

If you love the idea of indoor plants but aren’t good at caring for them and keeping them alive, consider dried stems. The pampas grass here brings texture and a beachy vibe to a living room corner without taking up tons of floor space.

If you’re allergic to plants or have high-energy pets or kids, dried stems and flowers can be a simple and sculptural option. You can also swap in eucalyptus, which has long leafy branches that can introduce eye-catching shape and color as well.

The Best Part: Try for a mix of faux and live plants. Using faux plants and dried stems is not only low-maintenance, but they also look so real that they can actually go nicely with other live plants around them.

Curated Cluster

Stumped with how to arrange indoor plants for a curated and purposeful look? Group plants in cool planters together in one corner of a room. This works great with taller indoor plants, but you can also use varying height plant stands to prop up smaller plants.

You can’t go wrong with this approach, which is why it’s probably our favorite way to decorate with indoor plants. Combine different plants, like palm plants and cacti, to play up a lush jungle vibe. And be sure to use complementary plant holders in a range of materials and colors to give your plant cluster an organized look.

The Best Part: Think of the plant holders and plants themselves as room decor, not an afterthought. The more diverse your plants and planters, the more they’ll add to the overall mood of your space. 

Center Stage

For a minimalist approach to decorating with indoor plants, focus on one type of greenery and make it the spotlight in your room. Arrange it in an attractive vase so that it’s the visual focus on a main surface in your space, like your entry console or your coffee or dining table.

Our go-to is always a bouquet of eucalyptus, which gives you a bold dose of color, shape, and organic texture. Or if you’re planning to put your plant in a windowless room that doesn’t offer a lot of natural light, consider a low light snake plant, which offers the same visual impact.

The Best Part: If you’re decorating with one specific greenery or plant, pick something that is full and tall so that it has a lot of presence and isn’t dwarfed by other items in your space, especially if it’s for your dining table.

Welcome To The Jungle

Any greenery or plant in your entryway is sure to set a welcoming mood. In addition to serving as vibrant decor, plants will also help deodorize the space with their natural fragrance.

Since it’s one spot that doesn’t get a lot of sun, low light indoor plants are best for this high-traffic area. Try seeking out tall and lean plants, like snake grass or a fiddle-leaf tree, that you easily fit into smaller, more narrow entryways as well as tight corners.

The Best Part: Faux trees and plants in the entryway can be a practical choice. You’ll also save yourself the trouble of having to water the plants and clean up fallen leaves regularly. Finish by diffusing earthy essential oils to fake the natural scents.

Vibrant Vignette

If you have a no-functioning fireplace, rethink the entire space as a display of indoor plants. It’s a creative way to liven up an unused space and make it a focal point in the room.

Mix different types of plants in a range of sizes, arranging taller and bigger greenery around the hearth and decorate your mantel with smaller potted plants. Once you have your plants, layer in other accessories like books, vases, bowls, and art to really bring the space to life.

The Best Part: The plants you choose should be as bold as your fireplace design. Our picks for the best indoor plants here would be a large philodendron or a monstera, both of which have sculptural leaves that are sure to always stand out.

Perfect Plant Corner

In case you haven’t noticed, we love finding new uses for furnishings for an unexpected look. One of our favorite hacks is to use books and house plants as decor on a bar cart.

Wherever your bar cart is placed, turn it into a corner of its own by adding shelves above for more storage and plants. The key is to spread out your indoor plants from the ground up, starting with large trees on the floor, medium leafy greenery on the shelves, and small succulents on the bar cart. This way you’ll see a pop of green at all levels

The Best Part: You basically have free reign to use whatever planter or vase you like here. Just keep them neutral so that they don’t overpower the plants. Try also using lightweight terrarium gardens and faux flowers so that there is less worry about plants spilling or toppling over.

Secret Garden Cove

Transform a reading nook or awkward inlet into a garden hideaway with a large potted house plant and some hanging greenery. Just make sure the space gets plenty of natural light so that your indoor plants can thrive.

This is a great way to warm up a small space or an unused corner in the home. Layer in nature-inspired finishing touches, like ocean-print and botanical pillows, a sheepskin rug, and a compact wood stool, which will usher in major comfort and charm.

The Best Part: Keep in mind that plants on the ground can provide texture to your floors while hanging plants are great for high ceilings. Try hanging a few chain lengths and different hanging plants to create a cascading effect.

Lush Shelf Life

Turn any bookcase into a captivating display and storage space. Mix an array of indoor plants with books, knick-knacks, objects, and mini sculptures to make your storage look like a curated collection of unique finds and plants.

There’s no rule for how to arrange indoor plants on your bookshelf, but a good rule of thumb is to make sure you have a wide variety of leafy greenery, tall cactus, and some small trees and flowers. They’ll provide lively contrast to all your books and objects.

The Best Part: A plant-filled bookshelf is perfect for small living rooms and home offices where storage is key. The greenery will open up your room and bring in tons of visual texture without making the space appear cramped.

Room With A View

Whether it’s your living room or bedroom, framing a large window with lively house plants and greenery will help play up the view inside and outside.

Bring together hanging and floor plants in front of your window and choose eye-catching vessels for them. A woven basket planter is perfect for a tall leafy tree while brass hanging planters are great accessories for adding a touch of glam. Think of this combo as a high low mix that will help ground and center your focus on your window scene.

The Best Part: Consider indoor plants like aloe vera, jade plant, African milk bush, and snake plant for greenery that can handle a lot of sunlight by a window

 To Spruce Up Your Home For Spring

ACY

Structure in Building Construction

A complete guide for Structure in Building Construction 

It is delightful to see a vacant plot transform into a beautiful home. Do you realize that it requires a good amount of building materials, hours of hard labor, and insights of experts to erect a building? And, a majority of this work is termed as Structure in Building Construction!

In this guide let us learn in detail about how a building is constructed in a vacant plot. We’ll cover the following topics:

Definition & types of structure in building construction.

The steps involved in creating the structure

Precautions while doing structures

What to do after structures?

What exactly is “Structure” in Building Construction?

Structure in building construction refers to the process of putting together different elements of construction, to serve a useful purpose. This method has to effectively support and transmit possible loads on the building to the ground. Due importance is given on each element (also called as structure member), so as to restrict the load stress within the permissible limits.

Depending on how the load is transferred to the ground, the structure can be broadly classified into the following categories:

Types of Structures

a. Load Bearing Structures:

A thick wall structure (mostly built with strong bricks or stones) carries the building load to the ground.

b. Frame Structures:

A frame structure stands on a strong framework – made of concrete beams, columns, and vertical slabs. The columns carry the weight of the building to the ground. The inside of the frame is further filled with block works.

c. Post and Lintel Structures (or pillar beam structure):

A post and lintel structure has two posts like vertical members, holding a horizontal member called lintel, to carry the building load. This is similar to the Frame structure and is predominantly used in high rises and apartments.

As the first step to structures, decide upon the type of structure to be adopted – load bearing, pillar beam or frame.

Next, let us see the different stages of assembling the structural elements in a building construction.

1. Prerequisites for structure in building construction

Much before the actual building construction work commences, some basic site work is done. It includes:

Piling – In case of loose soil, strengthen it with reinforcements by Piling.

Develop Floor Plan -Get a floor plan to understand how the building looks from inside. It gives a fair idea about the layout of the rooms and amount of space available for each utility.

Foundation – Build a proper foundation to support and transfer the entire load from the building to soil.

Elevation – To get the vertical view of the building, draw an elevation plan. Typically, it is four elevation plans, one for each side of the building. This gives a detailed information about the location of exterior wall corners, position of windows and doors, finished floor and ceiling levels, and roof specifications.

Get even more insights about each of these topics here.

FLOOR PLAN

ELEVATION

2: Do Block-work

Block work pertains to erecting walls of the building. Choose from different types of blocks based on the structure type adopted for construction.  The common ones are bricks, concrete blocks, AAC, cement blocks, porotherm etc.

3: Install door and window frames

 Install door and window frames along with progressing block work.

4: Carry out Plumbing and Electrical works

Lay pipes and leave provisions for water usage and drainage as plumbing basics. Also, install electrical conduits and pipes for sealed wiring catering to electrical needs. These also happen along with the block work.

5: Cast Lintel

A lintel is a concrete beam above window and door frames. It offers support to the wall over doors, windows or any other opening.

6: Slab casting, Shuttering, and Concreting

Mark slab requirement in places like the kitchen. Provide support to hold concrete when poured, using shuttering. Lay criss-cross steel reinforcements (RCC) over the shuttering to strengthen concrete. Pour concrete mix over this and allow it to set evenly. Ensure strength of concrete by treating it with water through a process called curing.

The process of casting concrete roof is also similar. In case of a thatched roof, work on the slope of the roof and install roofing materials. Also make sure the joints are sealed properly to avoid leakage in future.

7: Do Plastering

Cover walls with cement and sand mixture for aesthetic appeal called plastering. Prior to this, efficiently route electrical wires and plumbing channels to avoid rework.

Well, that sums up the essentials of structure work in building construction. There are a few tips to consider while doing the structures.

What should you take care of while doing the structure?

Understand that construction of a building is a collaborative effort. Many a thing go hand in hand with structures. To avoid unnecessary delays, plan everything in advance.

Firstly, never miss any of the processes in structure, be it piling. It may seem a bit unnecessary to go through each and every process, but it will prove worthwhile in future. 

Discuss every requirement and choices with the architect before floor plan is finalized. This ensures smooth structure operations.

Visualize your life in your new home before finalizing on the floor plan. Think of where you would be having your morning tea, where you would be entertaining your guests, where your children would be doing their homework or where you would be spending some undisturbed time with yourself.

Wherever there is a choice in building material, do a thorough research beforehand. Finalize it within the stipulated time after taking advice from the engineer. This gives the contractor ample time to be ready with the materials. This holds extremely true for door and window frames, as well as roofing materials.

Cost is an important factor while deciding on building materials, but keep in mind that cheapest is not always the best. For example, never compromise in the case of electrical wiring or concrete to cement ratio. Always go for the recommended options even at a cost of a few extra rupees.

From a utility perspective, have a clear picture on your requirements with respect to plumbing and electric works. Pass on these inputs to the teams concerned before the start of their work.

It is a common misconception that interiors are to be done after the structure is completed. You should have a clear picture of the interiors at the same time as conceptualizing the structure. This will help you make a few structural modifications to enhance the utility of the completed home.

When in doubt, trust the building company’s advice. They are definitely more experienced than you are and will recommend only the best for you.

TRIO VISION CONSTRUCTION COMPANY (Trio vision Group)

CHECKLIST FOR CONCRETE SLAB WHILE CASTING

CHECKLIST FOR CONCRETE SLAB:

The Checklist For Concrete Slab are listed below:

1. Make sure that the cover blocks are at right position and stay okay while concreting.

2. If the concrete is prepared at site, carefully handle the process of batching, water content, mixing and testing of fresh concrete.

3. Ensure that the beams are primarily cast in layers and compacted properly by vibrators.

4. Make sure that one carpenter and one helper is always present under the shuttering slab to confirm that it is supported well and will stay constant during and after concreting.

5. Assure the presence of a bar bender to avoid displacement of steel reinforcement.

6. Never permit extremely smooth finishing for the concrete slabs.

7. Try not to permit sprinkling of dry cement during finishing, It will help to prevent micro shrinkage cracks in the concrete.

8. Put the chairs appropriately to avoid disturbance at the top reinforcement bars during concreting.

9. Try to prevent cold joints in the casting slab.

10. In case of concreting in hot weather, protect the concrete surface by covering with wet gunny bags at least for 4 – 5 hours.

11. In case of concreting in rainy, windy, or extremely hot weather, put a cover of tarpaulin over the slab. It will protect the slab from getting damaged.

12. To prevent plastic shrinkage cracks in the concrete slab, avoid drastic drying of green concrete.

13. Ensure full compaction and complete finishing of the concrete.

Difference Between Foundation And Footing

Foundation

In Civil Engineering, a foundation is the lower portion of a building structure that transfers the building’s gravity load into the earth. A strong foundation is required in order for a building to stand the test of time and survive for decades or even centuries. Foundations are commonly separated into two distict categories: shallow foundations and deep foundations. A building’s foundation is made by first digging a trench into the ground. Dig deep enough to reach the subsoil. Subsoil is more solid than topsoil, which is where plant roots grow. Concrete is then poured into the trench, supported and strengthened further with steel rods. When the concrete dries, the steel holds it all together. This is known as reinforced concrete, and once it is in place, the structure can be built on top.

Footing

In Civil Engineering, a footing is a foundation that is constructed under the base of a wall or a column. The purpose of the footing is to distribute the weight of the building over a large area. The term footing is generally used in conjunction with shallow foundations, not deep foundations. Footing is placed directly below the lowest part of the structure it supports.

Footing vs Foundation

Followings are the differences between Footing and Foundation

Footing                  Foundation
1. The footing is a formation which is in contact with the ground.

Foundation is a structure which transfers its gravity loads to earth from superstructure.

2. Footing can be analogized with the feet of the leg.
Foundation can be compared with legs.

3. The footing is a type of shallow foundation.
Foundation can be shallow and deep.

4.Footing includes slab, rebar which are fabricated of brickwork, masonry or concrete.

Foundation types include piles, caissons, footings, piers, the lateral supports, and anchors.

5.Footing reinforces support to an individual column.
Foundation is an extensive support  because it gives support to a group of footings as an entire building

6. A number of footings repose on a foundation.
Foundation is the support that bears all kinds of loadings.

7. A footing is under the foundation wall.
Foundations are the basement walls.

8. Footing transmits loads directly to the soil.
Foundation is in direct contact with the soil and transmits it to the ground.

9. All footings are foundations.Not all foundations are footings.

Home Loan: कैसे कम करें होम लोन EMI का बोझ, ये टिप्स आएंगे आपके काम

नई दिल्ली, बिजनेस डेस्क। मौजूदा दौर में लोन लेकर घर खरीदना आम बात है। होम लोन न सिर्फ हमें अपने घर खरीदने के फैसले को टालने से रोकता है बल्कि यह हमें टैक्स बचाने में भी मदद करता है। कई मर्तबा होम लोन लेने के बाद इसके ईएमआई को चुकाना एक सिरदर्द होता है। लेकिन, इससे जल्दी छुटकारा कैसे मिले यह बड़ा सवाल है। होम लोन लेने वाले अपने होम लोन ईएमआई बोझ को कम करने के लिए कई ऑप्शनल ट्रिक का इस्तेमाल कर सकते हैं। नए लोन लेने वालों के पास विभिन्न बैंकों की तरफ से पेश की जाने वाली दरों की तुलना करने और अधिकतम फायदा लने के ऑप्शन हैं, लेकिन मौजूदा ग्राहकों के पास बहुत कम ऑप्शन हैं। जिन लोगों ने पहले से लोन लिया है वो अपने होम लोन को एक बैंक से दूसरे ऐसे बैंक में ट्रांसफर कर सकते हैं, जिससे ब्याज दरों में कमी हो सकती है। हालांकि होम लोन ट्रांसफर करना हर किसी के लिए आसान नहीं है। इस खबर में हम आपको होम लोन को जल्द खत्म करने के कुछ टिप्स बता रहे हैं...

होम लोन बैलेंस ट्रांसफर: होम लोन लेने वाले ज्यादातर लोग लोन की अवधि के बीच दूसरे कर्जदाता के पास जाना पसंद नहीं करते। कर्ज की अवधि के दौरान अगर कभी भी उपयुक्‍त कर्जदाता मिलता है, तो इस बात की सलाह दी जाती है कि होम लोन को ट्रांसफर किया जाए। इन बातों को ध्यान में रखकर आप होम लोन को जल्दी भर सकते हैं।

ईएमआई राशि बढ़ाएं: वेतन पाने वाले उधारकर्ताओं को साल में सैलरी में एक बार हाइक मिलता है। इसलिए अपनी ईएमआई राशि को धीरे-धीरे बढ़ाएं। अगर आप हर साल अपनी ईएमआई राशि बढ़ाते हैं तो लोन पीरियड में कमी आएगी, जिससे आपको कुल बकाया लोन राशि चुकाने में मदद मिलेगी।

वेतन की तारीख: कोशिश करें कि अपनी ईएमआई की तारीख अपनी सैलरी की तारीख के नजदीक रखें, इससे आप ईएमआई भुगतान को लेकर कभी नहीं चूकेंगे। ईएमआई और एसआईपी के पेमेंट के बाद बचे धन के साथ अपने खर्च की योजना बनाएं। चाहें तो यह भी सुनिश्चित कर लें कि बकाया भुगतान के लिए आपके होम लोन पर कोई अतिरिक्त शुल्क तो नहीं लगाया गया है।

TRIO vision Group

TRIO VISION CONSTRUCTION COMPANY LUCKNOW.

B-85 indira nagar, Bhoothnath Metro Station lucknow.

We Make Your Dream Home on a Plot of Land.

If you are dreaming about your ideal home but cannot find time to build it , then call us  We help make your dream home a reality. Trio Vision Construction Company is a house designer and house builder that you can trust and rely on.We are making homes with Material.We have well qualified and experienced Manpower and labors.

Are you building your dream home on a piece of land? From hiring an architect/construction company for planning to cross checking the quality of construction, several factors play a critical role in making the end result a success. 

TRIO vision Group shares important tips to keep in mind while constructing your house on a  plot.

The excitement of building a home is priceless. From constructing it to designing, you have to play an active role to ensure successful construction of  your dream home. It is a long process and requires your constant attention or you could end up paying heavily later. TRIO vision group shares  various architectural and financial aspects that one should keep in mind while building a home.

Know your Budget

Before you start constructing your home, set an estimated budget in your mind. The quality of the work to be done will depend on your overall budget. Make sure that your tentative budget is 20 per cent more than the estimated cost. Keep some funds for interiors and do not spend everything on construction.

Hire an architect

Hiring a good architect or a structural engineer will help you organize things well. Explain him your needs and requirements like  number of family members and rooms required on the basis of which he will make a blueprint. “The architect will study the feasibility of the plot and let you know how much of the plot is usable (built-up area). Do not hesitate in asking how much area is to be left open,” says Suresh Pandey, Director, trio vision group.

Once it is done, the architect will further help you take quotations from contractors. However, it is important to do some online and physical research yourself. Talk to different contractors, explain them your needs, and take an estimate and compare. Do not go by what the architect says. Check if the contractor has a sound reputation and is known for using good quality material. Enquire about his past projects, visit his clients, check their homes, ask them the time taken for completing the project and take their feedback.

Shape of the plot

Shape of the plot have a direct impact on the construction cost. While square plots are most viable for construction, complex shapes require more  per sq ft area and which increases  the cost of construction. Also, if you are constructing a bungalow, it is advisable to check if the plot is vastu-compliant.

Materials used 

Another important thing is to find out about the materials being used. For instance, a contractor constructs a home on a 200 sq yard plot of area for Rs 25 lakh in 6 months using substandard construction material while the other contractor completes the same work for Rs 30 lakh in 5 months using good quality material. In this case, you should always go for the second contractor who is more reliable in terms of using materials even though if it affects your budget a little.

Similarly, cost of building material (such as bricks, cement, stone and sand) and labour varies in different cities. It will be relatively higher in metro cities compared to Tier II and III cities. Make an agreement and take everything on paper. Ask the contractor to include some of the interior work within the total cost of construction.

Standard vs Customised home

The concept of standard homes is slowly being replaced by customised and luxury homes. People are now designing specific portions of their home (removing walls and increasing bathroom space) as per their requirement. However, one should not forget that if we desire to build a customised home, the cost increases instantly despite the same materials being used. Remember, customization should not affect your budget.

Basement and Car Parking 

Basements are expensive to construct because it uses Reinforced Cement Concrete (RCC) Framed Structure. “Modern houses are sort of mixed in terms of design and requirement. Therefore, the trend is to divide the ground floor into two halves – front half should be reserved for car parking and the other half should be made the living room facing the garden.

Sustainable development

The world is moving towards sustainability  and it becomes even more important to use sustainable materials and solar products. As a rule, you have to leave thirty per cent open space in societies. Similarly, you should try to leave atleast twenty per cent open space. Use glass windows instead of walls in the living room so that you can have a serene view of the garden. By using these materials, carbon footprint gets reduced thus, making your home more sustainable to the environment.

Now, let us have a look at some of the financial aspects that you should keep in mind:

Loan

To avail home loan for construction of house on a residential plot, it needs to be in Municipal limits on a legally valid title of freehold/lease hold property or property allotted by government agency such as LDA, AWAS VIKS and etc. Loans are not given only for purchase of plot which they consider will be speculative in nature. There is also a stipulated time period within which the construction need to be completed

Eligibility Criteria 

The eligibility is calculated basis the repaying capacity of the borrowers and the property is funded till eighty five per cent loan-to-value (LTV) of the cost of construction. The borrower has to first invest the margin money of fifteen per cent in the initial construction.

Process

Once the loan is sanctioned as per the eligibility of the customers. The banks will conduct the due diligence in terms of legal and technical checks on the property. Post the legal and technical checks are satisfied the loan amount is disbursed as per the stage of construction. Since the property will be under construction and disbursement will be made in tranches, the borrower will be paying only Pre-EMI till the final amount gets disbursed

Type of plan

The interest rate are easing and would be reducing in the coming years. Thus it would be advisable to go for floating rate of interest rather than locking into fixed rate of interest which will be 150-200 basis point higher than floating rate.

Trio Vision Construction Company
B-85 , Indira Nagar, Near Bhoothnath Market, Lucknow
Contact:+91-8318192212,9058913568

Facebook Page Link :- m.me/triovisionconstruction

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How to choose the right construction loan

Building your own home can be a better investment than taking a mortgage or renting in the long term. By setting out and customizing your home to suit your aesthetic, you will be able to meet your exact needs. If you are considering this type of home ownership, a construction loan could help finance your project.

A construction loan is a specialized type of loan offered to potential homeowners who are looking to address financing for building or renovating their property. It does not offer the same terms as a regular loan because lenders are expected to make progressive or drawn down payments, where funds are released during each stage of construction.

This loan is divided into five key stages; foundation laying, brickwork and roofing, installation of doors and windows, adding internal fixtures, and making final touches. Lenders arrange an inspection and release funds. Construction loans will usually involve interest repayments until the project is finished, upon which borrowers begin making principal and interest repayments.

If you are looking to take up a construction loan, what should you consider to get the best deal?

Interest rates

Like other loan products, your interest rate will determine the cost of your loan. You should shop around to find affordable interest rates which suit your financial situation. If you have collateral, you could use it to access the best possible rates. However, you need to be wary of an unsustainable loan repayment structure as this can cause you to lose your collateral.

Loan features

If you do not have a sufficient income, you may consider loan products with additional features such as an interest-only option. You can always rent out or sell your property for profit in future, allowing you to pay off your debt and recoup some value. An interest-only option, as well as other loan features, could make your construction loan manageable and affordable.

Your loan to value ratio

Understanding the value of your land and building will enable you to get appropriate loan terms. Lenders will consider these aspects to determine your loan-to-value ratio, which will impact their willingness to offer you a loan, as well as the cumulative amount. They will also determine the value of your building at each stage of inspection. If you assess these aspects and determine your loan-to-value ratio before seeking out a loan, you will be better able to find the right loan deal.

Your deposit

How much do you have set aside? For construction loans, most lenders will require that you deposit a minimum of 10% of the value of your completed property. You need to assess your plans and determine this value to make sure you meet the requirements for a construction loan. For added security and better terms, you may consider laying a 20% deposit. This will help you avoid loan insurance, which can increase the cost of your loan.

Requisite documentation

In order to qualify for a loan, different lenders will impose certain demands. There are specific financial documents that you need to provide in order to qualify for this type of loan. You should review each lender’s specific needs before making an application to ensure you can qualify for a construction loan.

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Things To Watch Out When Renovating Your Home

The home renovation helps in improving the property's net worth. Additionally, you can get a fresh new home with all the comfort you require and meet with all your expectations within your budget. Due to the excitement of renovating your home, you majorly concentrate on the interior design of the house and forget about the other main things. So, here is the list of things to watch out when renovating home.

1. Structural issues

The structural challenges are quite hard to break through. You need to address these issues primarily before dealing with other problems. Start inspecting the windows, doors, and roofing by making sure that they are in good condition. Check for other places if they are broke or prone to cracks. You need to fix these issues to improve the structural strength of the house.

2. Wiring and plumbing systems

Hire the experts to inspect if both the electrical as well as plumbing systems are working properly. The experts resolve the related issues if anything found. The old wirings may lead to many serious issues which need to be replaced to ensure the safety of the residents. You cannot underestimate the never-ending plumbing problems. Make sure to get rid of the annoying plumbing problems while renovating it.

3. Waterproofing

The damages caused by water infiltration can be much severe than any other. It can lead to the growth of mold and mildew which deteriorates the interiors. You need to do waterproofing to avoid wall dampening and other issues which might damage the structural strength of the building.

4. Roofs

If your house has asbestos or any other roofs, you need to inspect its condition before proceeding to the renovation work. The roofing gets easily damaged as they get exposed to extreme weather condition throughout the year.  You might need to hire a roofer to conduct the inspection as well as to repair or replace any part of it.

5. Termites

The termites are a major headache for the houses that hold many wooden objects. It might be almirah, cupboard, doors, flooring or others. The termites damage the complete wooden material and weaken its structural strength. You need to hire pest services to get rid of these harmful termites.